Morocco is currently in the research phase. According to reporting in Morocco World News, central bank governor Abdellatif Jouahri said, “The complexity and challenges related to CBDCs highlight the need to continue and deepen the debate.”

A full analysis of the CBDC developments in Morocco and Morocco’s treatment of civil liberties is forthcoming.

In the meantime, for additional information on concerns regarding violations of human rights and civil liberties, see the following reports by Amnesty International, Financial Tyranny Index, Freedom House, Human Rights Watch, Privacy International, and the U.S. Department of State. For additional information on concerns regarding the risks of CBDCs, see the following webpage and report by the Cato Institute: The Risks of CBDCs and Central Bank Digital Currency: Assessing the Risks and Dispelling the Myths.

For additional information regarding metrics, the methodology page explains each of the data points and provides their respective sources.